Fiat On-RampOverview

Fiat On-Ramp

Enable users to buy cryptocurrency using traditional payment methods, like credit or debit cards, and have it delivered straight to their self-custody wallet. Fiat on-ramp reduces friction for first-time users, improves conversion, and helps apps offer a complete journey from discovery to ownership.

Our on-ramp is powered by Mercuryo, a DeFi payment network and licensed crypto wallet/payment service provider. Transactions, limits, fees, and supported regions are governed by Mercuryo.

For low purchase amounts, full KYC is typically not required, making it easy for users to get started with crypto. Higher purchase amounts may require identity verification depending on the provider and regional regulations.

Buy From the Wallet Dashboard

You can purchase supported assets directly from the wallet interface:

  1. Visit wallet dashboard.
  2. Select the asset and amount you want to buy.
  3. You’ll be redirected to the Mercuryo gateway to complete payment.
  4. Choose your payment method (card or other supported options).
  5. Crypto is delivered to your selected wallet address after successful payment.

Integrate via SDK

Developers can embed fiat on-ramp directly inside their apps to create a seamless purchase experience. Call wallet.onramp with the target chain to launch the provider flow.

Examples

Bitcoin:

wallet.onramp({ chain: "bitcoin" })

Cardano:

wallet.onramp({ chain: "cardano" })